Elpasosiguiente
Real-life record of expenses and decisions in high-inflation economy
We document every peso spent, every financial decision, every saving strategy implemented during periods of inflation exceeding 40% annually. No abstract theories, only verifiable numbers and real experiences.
Explore Analysis
Verifiable Data from the Last Year
Calculated by tracking 127 regularly consumed products, comparing monthly prices across three local supermarkets. Period: January-December 2025.
Three-person family: food ARS 142,000, transportation ARS 58,300, utilities ARS 47,200, housing ARS 37,000. Data based on digitized invoices.
Through changed purchasing patterns, transportation optimization, and service renegotiation. Monthly savings: ARS 52,100. Gradual implementation over six months.
Family Budget Restructuring amid 47% Inflation
Implemented Strategies
- Primary supermarket change: 12% reduction in basic basket through systematic price comparison across four establishments.
- Advance purchase of non-perishable products: leveraging wholesale offers with 23% savings on cleaning and pantry items.
- Transportation optimization: replacing 40% of car trips with electric bicycle. Monthly fuel savings: ARS 18,600.
- Service renegotiation: internet provider and phone plan changes. Monthly reduction: ARS 8,300.
Quantifiable Results
Gradual implementation of these strategies over six months reduced monthly expenses by ARS 43,500 (13.9%) while accumulated inflation reached 47.2%. Tracking was performed through digitization of all invoices and daily recording in spreadsheet. The category with greatest savings was food (ARS 21,200 monthly), followed by transportation (ARS 14,800) and utilities (ARS 7,500).
Adaptive Strategies Implemented
Daily Price Tracking
Photographic record of labels in three main supermarkets each week. Database of 127 regularly consumed products identifies increase cycles and optimal purchase moments. Average savings per smart purchase: 8.4%.
Calculated Advance Purchasing
Monthly investment of 15% of budget in non-perishable products before announced increases. Historical analysis shows pantry increases occur on average every 18 days. Strategy generates 11.7% savings in this category.
Provider Diversification
Elimination of single-store shopping. Distribution: 45% wholesale supermarket, 30% traditional market, 25% proximity stores. Requires two additional hours weekly but reduces monthly spending by ARS 16,800.
Efficient Mobility
Cost per kilometer analysis: private car ARS 87/km, public transport ARS 12/km, electric bicycle ARS 3/km. Strategic combination by distance and load reduced transportation expenses by 31.4% (ARS 18,600 monthly).
Systematic Renegotiation
Quarterly review of all contracted services. Provider change when difference exceeds 15%. Last six months: new internet provider (savings ARS 4,200/month), reduced phone plan (savings ARS 2,800/month), car insurance (savings ARS 3,100/month).
Inflationary Impact Assessment
Answer three questions to obtain a preliminary assessment of inflation's impact on your financial situation and specific recommendations based on our data.
Methodology Inquiries
I respond to specific questions about tracking methodology, data sources used, or implementation of documented strategies. I do not provide personalized financial advice.