How I planned a food budget amid 40% annual inflation
Complete documentation of the family food budget adaptation process during a period of 40.3% annual inflation in basic consumer products.
Context and Methodology
Between January and December 2025, the monthly food budget for a three-person family increased from ARS 98,400 to ARS 142,000, a 44.3% increase. This increase exceeded general inflation for the period due to the high proportion of fresh products in the family basket. The tracking methodology included digitization of all receipts, weekly photographic recording of prices in three main supermarkets, and detailed expense categorization into 12 product categories.
Increase Analysis by Category
Red meats experienced the greatest increase: 52.7% average. A kilo of ribs went from ARS 1,850 to ARS 2,825. Common ground beef rose from ARS 1,420 to ARS 2,180. Fresh vegetables increased 38.4%, with significant seasonal variations. Dairy products increased 41.2%, with whole milk going from ARS 285 per liter to ARS 402. Pantry products showed lower variation: 33.8% average, being the most stable category.
Implemented Adaptation Strategies
First strategy: 30% reduction in red meat consumption, replaced by chicken (lower price increase: 28.4%) and legumes. Estimated monthly savings: ARS 8,200. Second strategy: vegetable purchase at traditional market instead of supermarket. Average price difference: 18.6%. Monthly savings: ARS 4,100. Third strategy: advance purchase of non-perishable pantry products when wholesale offers are detected. Average savings per advance purchase: 15.3%.
Quantified Results
Gradual implementation of these strategies over six months kept monthly spending at ARS 142,000 while the basket without modifications would have reached ARS 163,400. Total savings: ARS 21,400 monthly (13.1%). Additional time required to implement these strategies: 3.5 hours weekly (price comparison, market travel, menu planning). Time opportunity cost: approximately ARS 6,800 monthly, resulting in net savings of ARS 14,600.
Limitations and Considerations
Documented strategies require flexibility in food preferences. Provider change implies greater travel time. Advance purchase needs adequate storage space. Results are specific to Bahía Blanca and may vary in other regions. Effectiveness decreases if inflation exceeds 50% annually, point at which substitution strategies reach practical limits.