Terms of Use

1. Acceptance of Terms

By accessing and using the Elpasosiguiente website, the user agrees to be bound by these Terms of Use. If the user does not agree with any part of these terms, they must refrain from using this website.

These terms constitute a legally binding agreement between the user and the website owner. Continued use of the site after any modification of these terms constitutes acceptance of such modifications.

2. Service Description

Elpasosiguiente is an informational blog that documents personal experiences of financial management during periods of high inflation in Argentina. The site provides:

• Detailed records of family expenses based on real invoices.
• Analysis of implemented saving strategies with quantifiable results.
• Price comparisons and evaluations of consumption alternatives.
• Personal financial tracking methodology.

All published content is based on personal experiences and data collected directly by the blog author in Bahía Blanca, Buenos Aires Province, Argentina.

3. Nature of Information Provided

IMPORTANT NOTICE: Information published on this website is exclusively informational and educational in nature. It does not constitute professional financial advice, investment recommendations, or personalized economic consulting.

Documented strategies reflect personal experiences in a specific context (Bahía Blanca, Argentina, during determined periods) and may not be applicable or appropriate for other persons, regions, or different economic circumstances.

Users must conduct their own research and, when appropriate, consult with qualified professionals (accountants, financial advisors, economists) before making financial decisions based on information from this site.

4. Limitation of Liability

The owner of this website will not be responsible for:

• Financial losses derived from decisions made based on published information.
• Results different from those documented when attempting to replicate described strategies.
• Inaccuracies in cited third-party data or errors in published calculations.
• Changes in economic conditions that invalidate previously effective strategies.
• Indirect, incidental, or consequential damages derived from site use.

The user assumes full responsibility for financial decisions they make. Implementation of any strategy mentioned on this site is at the user's own risk.

5. Information Accuracy

Reasonable efforts are made to ensure published information is accurate and up-to-date. However:

• Prices and economic data reflect conditions at specific moments and may have changed.
• Shared figures correspond to particular personal situations and may not be representative of general averages.
• Documented results were obtained in specific circumstances that may not be replicable.
• Involuntary errors may exist in calculations or data transcriptions.

The website is provided "as is" without warranties of any kind, express or implied, including but not limited to warranties of accuracy, completeness, or fitness for a particular purpose.

6. Appropriate Site Use

Users commit to:

• Use the site only for legal purposes and in accordance with these terms.
• Not reproduce, duplicate, copy, or resell site content for commercial purposes without express authorization.
• Not use the site in a manner that could damage, disable, overload, or impair the server.
• Not attempt to gain unauthorized access to systems or networks connected to the site.
• Not use the site to transmit illegal, threatening, abusive, defamatory, or obscene material.

Failure to comply with these rules may result in immediate termination of site access and legal action when applicable.

7. Intellectual Property

All content on this website, including texts, graphics, logos, images, data analysis, information compilations, and software, is property of Elpasosiguiente or its content providers and is protected by Argentine intellectual property laws.

Users may:

• View and download content for personal non-commercial use.
• Quote brief excerpts of content with appropriate attribution.
• Share website links on social media or similar platforms.

Users may not:

• Reproduce, publish, or distribute substantial site content without written authorization.
• Modify or create derivative works based on site content.
• Use content for commercial purposes without express license.
• Remove copyright notices or trademarks from downloaded content.

8. Links to Third-Party Sites

This site may contain links to third-party websites for user convenience. Inclusion of these links does not imply approval or endorsement of the content of such sites.

The owner of this site has no control over third-party site content and assumes no responsibility for:

• Content, accuracy, or legality of linked sites.
• Privacy practices of third-party sites.
• Damages or losses caused by use of linked sites.

Access to third-party sites is at the user's own risk.

9. Privacy and Data Protection

Processing of personal data collected through this site is governed by the Privacy Policy, which forms an integral part of these Terms of Use. Users should review the Privacy Policy to understand how their personal data is collected, used, and protected.

Use of this site implies acceptance of the privacy practices described in the Privacy Policy.

10. Cookies

This site uses cookies to improve user experience. Detailed information about the types of cookies used and how to manage them is found in the site's Cookie Policy.

By continuing to use this site after receiving notification about cookies, the user consents to cookie use in accordance with the Cookie Policy.

11. Modifications to Site and Terms

The site owner reserves the right to:

• Modify, suspend, or discontinue any aspect of the site at any time.
• Update these Terms of Use periodically.
• Change or remove site content without prior notice.

Substantial changes to these terms will be notified through prominent notice on the site at least 30 days in advance. Continued use of the site after modifications take effect constitutes acceptance of updated terms.

The date of the last update of these terms is indicated at the beginning of this document.

12. Access Termination

The site owner reserves the right to terminate or suspend any user's access to the site, without prior notice, for violation of these Terms of Use or for any other reason at their discretion.

Provisions of these terms that by their nature should survive termination (including liability limitations, indemnifications, and dispute resolution) will continue in effect after termination.

13. Indemnification

The user agrees to indemnify and hold harmless the site owner, their affiliates, directors, employees, and agents from any claim, loss, liability, damage, cost, or expense (including reasonable legal fees) arising from:

• The user's use of the site.
• The user's violation of these Terms of Use.
• The user's violation of third-party rights.
• Any content that the user submits or transmits through the site.

14. Jurisdiction and Applicable Law

These Terms of Use are governed by the laws of the Argentine Republic. Any dispute related to these terms or site use will be submitted to the exclusive jurisdiction of the competent courts of Bahía Blanca, Buenos Aires Province, Argentina.

If any provision of these terms is deemed invalid or unenforceable by a competent court, the remaining provisions will remain in full force and effect.

15. Contact

For inquiries related to these Terms of Use, users may contact:

Elpasosiguiente
Zelarrayán 2550, B8000 Bahía Blanca, Buenos Aires Province, Argentina
Phone: +54 291 501 8000
Tax ID: 20-34567891-3

16. General Provisions

These Terms of Use constitute the complete agreement between the user and the site owner regarding website use. Any waiver of a provision of these terms must be in writing and signed by the site owner.

The fact that the site owner does not exercise or enforce any right or provision of these terms does not constitute a waiver of said right or provision.

Section headings in these terms are for convenience only and have no legal or contractual effect.